Investing is critical to what we want to achieve. It helps in creating wealth for us and for generations to come. And like any other thing, it is also a skill that can develop. There could be multiple reasons why people don't invest. The top of it could be 'affordability.' In India, we have a population of around 136 crores, out of which approximately 5.95 crores are tax-paying. It is safe to assume that these are the Indians who can afford to invest, which is 4.37% of the population. These are people like you and me. As per NSE, there are around 2.99 crore active clients as of 30 November 2021. The 2.99 crore active clients in a market of 5.95 crores indicate a market penetration of approximately 50%. The number of retail investors has increased by 20 percentage points in the last three months and is rising. But it is still tiny compared to the population of India. Below are some primary reasons that people don't invest, and resolving them can help boost the investments by retail investors.
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I am sure getting lean and fit would be on the wish list of many of us. But most of the time it is a Sunday thought that goes away in the drain as the week starts. At least this is what has happened with me from the past couple of years.
Getting lean just makes us happy, I guess. There is a lightness of being apart from other benefits of feeling active, looking good, being able to get into all kinds of clothes, and generally a good mood.
This Sunday I have decided to get lean and thought of a work plan which I will publish here with progress on a daily or biweekly basis. I am doing this because I think if I am writing it and making it public I will stick to it. This is a way of getting help and support from everyone out there.
I live in India and the supply of all the exotic veggies which are suggested across various blogs, online content, magazine, and apps, etc. for a great diet either are not available in India or are very expensive. Another factor is that procuring this kind of stuff becomes another job. We are already swamped with work and have identified so many excuses over time that maintaining such a meal plan becomes very difficult. So, from the very start, I have decided that I will follow a good diet which is part of our normal North Indian diet. I cannot go out on a daily basis in hunt of items that are not commonly found in my home. Hence my meals will be very much home-cooked Indian food. What I will be doing is replacing bad foods with good ones. You can do the same with what is available at your home. This I believe is a sustainable approach.
My current scenario and things I have decided to change:
Lifestyle:
Nazara Technologies IPO has opened today. For many of us who don't know Nazara, it is a diversified gaming company. It offers interactive gaming, sports media platform and has started to venture out into gamified learning systems. It recently acquired a US-based kids learning company.
Key Strengths:
Gaming is a high-growth industry. It is set to witness 30%+ CAGR over 2020-2023 due to high mobile penetration, increasing internet penetration, and an increase in the number of gamers.
If you have kids (or even otherwise) you must have heard these names Motu- Patlu, Chota Bheem, Oggy and the cockroaches. And if you are a sports fan you know about Sportskeeda and Carrom Clash, all of these by Nazara Technologies. Also, Nazara is India's first gaming company going for an IPO. Looks like a good bet.
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